446 Ainaola Drive , Hilo, Hi 96720

5.99% financing subject to approved credit. Home warranty included This is a stunning transformation that you have to see to believe. Purchased as a foreclosure, this Hilo gem has undergone a complete top-to-bottom renovation that blends modern comfort with classic charm. Every square inch has been lovingly restored or replaced, offering the feel of new construction with the soul of an older home. Step through the double French doors into a bright, open-concept living space. Experience a spacious, flowing layout that connects the brand-new kitchen, dining area, and living room beneath vaulted ceilings. Restored original hardwood floors add warmth and charm, while every finish reflects thoughtful upgrades. Down the hall, you’ll find two bedrooms and renovated bathroom, featuring both a walk-in shower and a soaking tub. Out in the carport, you'll find an ADU. Small but mighty, this flexible space includes a bedroom, kitchenette, and bathroom. Whether you’re looking for passive income, an office, or multigenerational living, this ADU offers options. The seller will buy down the interest rate for a qualified buyer—making this gorgeous home a smart investment.

Home details

1,000 sqft interior area

Year Built 1975
Year Remodeled 2025
Days on market 140
Price per sqft $479/sqft
Beds 3
Address
446 Ainaola Drive, Hilo, HI, 96720
Total area 1,000 sqft
Interior area 1,000 sqft
Land area 10,000 sqft
nr.of parking places 4
Property type Detach Single Family
Frontage Other
Pool None
Neighborhood Waiakea Hmstd
City of Big Island Hilo
Region South Hilo
Island Big Island
Land tenure FS - Fee Simple
View None
Virtual Tour View (external link)

Open Houses

No upcoming open houses

Monthly payment

Calculate your monthly payments

Mortgage

$2,442

Taxes

$320

HOA dues

$0

Mortgage

Last listprice

Down payment

$95,760 / 20%

Interest rate

6.58%

Loan type

30 years

Your amount $2,442 / month

Taxes

Property taxes

$320 / month

Estimated tax $320 / month

Property tax figures are deemed reliable but not guaranteed. All property tax information needs to be verified by the buyer.

No HOA dues

Neighborhood: Waiakea Hmstd

Big Island

South Hilo

Waiakea Hmstd

Nearby & commute

Coffee shops

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Bus stop

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Supermarket

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Costco

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Hospital

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Park

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Beach

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Elementary school

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Middle school

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High school

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Local airport

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no data

Amenities & Features

4 parking places, Hardwood, Vinyl floors

Floors

Hardwood, Vinyl

Stories

One

Furnished

None

Construction

Above Ground, Concrete, Other

Utilities

Overhead Electricity, Private Water

Property Condition

Excellent

Amenities

Bedroom on 1st Floor, Entry, Full Bath on 1st Floor, Storage, Workshop

Inclusions

Ceiling Fan, Disposal, Dryer, Range/Oven, Refrigerator, Washer

Waiakea Hmstd prices

Average price $1.39m

Neighborhood average sales price*

$1.39m

Neighborhood median sales price*

$1.42m

Number or sales*

18

Street median sales price*

$1.65m

*last 6 months

Schools

15 schools in this area

School rating		Distance
NR	Hale Aloha Nazarene School 595 Kupulau Rd, Hilo, HI 96720 Elementary School	1.011mi
NR	Hale Aloha Nazarene School 595 Kupulau Rd, Hilo, HI 96720 Middle School	1.011mi
NR	Waiakea High School 155 West Kawili St, Hilo, HI 96720 High School	1.739mi

School rating		Distance
NR	Hale Aloha Nazarene School 595 Kupulau Rd, Hilo, HI 96720	1.011mi
NR	Waiakeawaena Elementary School 2420 Kilauea Ave, Hilo, HI 96720	1.529mi
NR	Waiakea Elementary School 180 West Puainako St, Hilo, HI 96720	1.53mi
NR	E Makaala School 440 West Lanikaula Street, Hilo, HI 96720	1.984mi
NR	St Joseph School 1000 Ululani Street, Hilo, HI 96720	2.593mi

School rating		Distance
NR	Hale Aloha Nazarene School 595 Kupulau Rd, Hilo, HI 96720	1.011mi
NR	Waiakea Intermediate School 200 West Puainako St, Hilo, HI 96720	1.642mi
NR	St Joseph School 1000 Ululani Street, Hilo, HI 96720	2.593mi
NR	Chiefess Kapiolani Elementary School 966 Kilauea Ave, Hilo, HI 96720	2.693mi
NR	Ernest Bowen Desilva Elementary School 278 Ainako Ave, Hilo, HI 96720	2.82mi

School rating		Distance
NR	Waiakea High School 155 West Kawili St, Hilo, HI 96720	1.739mi
NR	St Joseph School 1000 Ululani Street, Hilo, HI 96720	2.593mi
NR	Hilo High School 556 Waianuenue Ave, Hilo, HI 96720	3.135mi
NR	Connections - New Century Public Charter School 174 Kamehameha Ave, Hilo, HI 96720	3.37mi
NR	Ka Umeke Kaeo - Public Charter School 222 Desha Ave, Hilo, HI 96720	4.621mi

Tax & MLS details 446 Ainaola Drive, Hilo, HI, 96720

MLS #202517127

Current Property Taxes p/month

$320

Assessed Improvement value

$141,400

TMK

3-2-4-027-031-0000

Flood Zone

Zone X

Topography

Down Slope,Gentle Slope,Hilly

Lot Description

Clear

Total Assessed value

$346,200

Listed by

eXp Realty
(808) 725-2794

MLS #

202517127

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Frequently asked questions for 446 Ainaola Drive

What is 446 Ainaola Drive?

446 Ainaola Drive, Hilo, HI, 96720 is a single family home located in the Waiakea Hmstd neighborhood of the South Hilo region in the city of Hilo in zipcode 96720. This single family home has 3 bedrooms & bathrooms with an interior area of 1000 sqft, on a 10000 sqft lot.

When was this home built and last sold?

This house was build in 1975.

What is the full address of this home?

446 Ainaola Drive, Hilo, HI, 96720.

Are there beaches near 446 Ainaola Drive?

No, there aren't.

Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. Copyright 2025 by HiCentral Mls, Ltd. Listing courtesy of eXp Realty. Some active listings appearing on this site may be listed by other REALTORS®. If you are interested in those active listings, our company may represent you as the buyer's agent. If the active listing you are interested in is our company's active listing, you may speak to one of our agents regarding your options for representation. Hawaii House Inc. is a real estate brokerage firm licensed to conduct business in the State of Hawaii. Information deemed reliable, but not guaranteed.

Listings last updated on November 26, 2025.
Hawaii House Last checked less than a minute ago.

446 Ainaola Drive, Hilo, HI, 96720 is a single family home located in the Waiakea Hmstd neighborhood of the South Hilo region in the city of Hilo in zipcode 96720. This single family home has 3 bedrooms & bathrooms with an interior area of 1000 sqft, on a 10000 sqft lot. This house was build in 1975.
*Neighborhood & street median sales price are calculated over sold properties over the last 6 months.

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446 Ainaola Drive, Hilo, HI 96720

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